SSAS pensions are regulated and subject to HMRC rules as well as the regulations set out by The Pensions Regulator. The Pensions Regulator is a government-funded body, it will seek regular Scheme Returns and can investigate any schemes whom they suspect of breaking the law or acting fraudulently. As for internal disputes between members of a SSAS the Pensions Ombudsman can sometimes assist depending on the nature of the dispute. Whilst McDonald Associates Ltd is FCA authorised, SSAS pensions (including the day to day administration of SSAS pensions) are NOT regulated by the FCA.